RSPH Blogs - Finances!

  Today we are going to learn about what the major differences between an Investment Bank & a Commercial Bank are! You know they are both Banks; so it ain't unnatural to confuse 'em! But; so today we'll make it clear specifically about the way each bank functions! I recently wrote an article on How Investment Banks works & also How Banks works! Read:  How Do Investment Banks Works? Also Read:  How Do Banks Works? Today, we'll do the comparison among the 2 & find out what are the major differences between an Investment Bank & a Commercial/Common Bank! So, here we go; First of; talking 'bout what do they do; So; Investment Banks tends to help businesses to find investors,.... so they are basically the middlemen in this case! Also; Investment Banks tends to help Businesses in merger & acquisition of other Companies or Businesses. Commercial Banks on the other hand; give out loans to people; make transactions like transferring money & stuff. They

  CDO's & CDS have played a vital role in The Great Recession. I've discussed 'bout this alot in alot my recent articles.... Here are a few: The 2008 Crisis//The Great Recession! Case Study! Everything You Need To Know Explained In Simple Terms! How Do Banks Works? Lehman Brothers Bankruptcy! Case Study! (Upcoming on— 2nd June 2022) [STAY TUNED!!!!] Today, we'll talk about, the role CDO's & CDS played & specifically of, If CDO's & CDS were the one's that caused the Great Recession.... But before that, I'll first talk about what CDO's & CDS really are...., But if you already know what they are then you might click here & skip to the part of the article where I'll discuss about, If CDO's & CDS were the real cause of The Great Recession?! So; let's now talk about.... What Are CDO's & CDS? Let's start from the very beginning! So; it was the time period of early 2000's; the Dot Com Bubble had just bu

  What Are Investment Banks? An Investment Bank is basically such an organisation that tends to work in partnership with various businesses & help'em fulfill their financial needs by being fully responsible for the Risks, involved in the process of collecting the capital. *This entire definition will make a lot more sense by the end of this Blog!* Okay! So, now let's straight up talk about what do they really do & how do this entire system works.... So here we go; What Do Investment Banks Do & How Do They Work? Let's get an overview of what really happens.... Well, now just think that there is a Company willing to raise funds, faster! & so the Company can go to an Investment Bank & ask it to find investors for the Company. & so, the Investment Bank will basically find a good Investor for the Company. & it'll ensure both of them that, the seller will sell & the buyer will buy ---- taking onto the risk & by being a part of the process.

How Do Banks Works? Banks are said to be one of the most powerful financial bodies as they hold the power to change the look of the Economy by various means! Have you ever wondered, how exactly do these Banks really work? ---- How & also Why would they pay 'US' interest? How is paying Us interest beneficial for them? & how do Banks earns, themselves? So, here's an overview of the entire Banking System, answering/covering all the above mentioned questions! So; Banks basically tends to collect money from common people & actually we are the one's to deposit money for various reasons; now, it can be to keep our money safe &/OR simply to earn some interest on our money! ---- Banks don't really come asking for the money; We are the one's to go to'em. & after depositing the money if we don't withdraw the money from the Bank for 1 year than we get; let's say 4% of interest, on that. But how & why.... So, here's what really happene

  What Is Fiat Curency? To understand what really fiat currency is.... We'll first have to go way back to the first ever monetary system & discuss about the evolution of Money! So, here we go; If we go all the way back, to discuss 'bout the evolution of money than we'll get the Barter System as the very first means of Exchange/let people buy anything they desired. So, Barter System was kind of like— one person who have a bag of rice & wants a pair of shoes than that one person have to find someone who is willing to giveaway a pair of shoes for that rice bag. By just thinking a bit 'bout the Barter System.... you may have already realised, that this wasn't the best means of exchanging/getting or buying the things one wanted. You know it wasn't that accurate & infact, it was very difficult to find such people who were giving away stuff in return of stuff one actually wanted & AT THE SAME TIME, the other person willing to take the same stuff provide

  What Do FMCG Stands For? FMCG stands for Fast Moving Consumer Goods. What Kind Of Sector Is The FMCG Sector? FMCG Sector is one of the largest Sectors in the Economy. FMCG Companies! FMCG Companies manufacture such products which are not very expensive but however, the products of the FMCG Companies are sold in large quantities. FMCG Companies Examples.... FMCG Companies are.... Food Companies; Home Services; Meds/Pharmacies. Example of an FMCG Company is.... Nestle! FMCG performance in Share Market During Inflation.... FMCG in Share Market tends to perform better especially during high Inflation.... because even if it increases its products prices.... people don't stop buying these Companies products as they are a necessity! Also Read: Inflation's Impact On Share Market! Thanks For Reading!

  Find out.... if being a Stock Broker is a job for you! If you've just been in search of a job, recently.... then there may be a chance that you can generate a good amount of income per annum if you really meet these below mentioned requirements! So, today, we are gonna discuss the very basic requirements to become a Stock Broker. Note— This is just a basic article written on the basis of my research & knowledge, ONLY! So the information provided below may not be entirely accurate! Anyways, So let's just start right away! So, here we go.... >To become a Stock Broker you must be 12th Pass & have a degree in finance, accounting, etc, etc.. >You must be atleast 21 years old. >You must have the experience of atleast 2 years within this field.... it may mean working with/under other brokers or working as a sub broker! >You should also be good with numbers.... 'cuz you know that you'll have to deal with them literally all the time. >& Also you may

  Have you ever wondered why Youtubers & Social Media influencers.... & sometimes even Bloggers are sponsoring stuff of other comapnies.... why are they doing so.... & every single show, nowadays is made "in partnership with"/ simply "sponsored by" various Companies! We see there logos on the screens & in sports we see players wearing such Jersey's which have the Company's logo printed on'em. Let's take a moment to have look at.... what exactly happens! Now, first off I wanna make one thing clear that everybody here is making a profit.... whether if the Company OR just someone who is simply talking 'bout a certain product or sponsoring it, basically! So, let's say that there's a Company.... & it isn't that famous.... 'cuz it's a new one.... okay! So ofcourse this Company may have its billboards & ads & all.... but it still wanna speed up the process and create the 'Brand Awareness' among peo

  Regardless of one's needs, gender & interest— whether if its in cooking meals or art.... Almost everyone desires— respect, independence, adventure & joy.... in their life. & as you might have thought, To be Happy, you require Money. Today we'll talk 'bout the importance of money explaining, Why Is It Important For Everyone To Be Rich? & also, we'll reveal some money generating ideas so that you never fall short on money!

What Is Inflation? (Basic Definition!) When the value of every penny decreases as the cost of living increases, then this Economic change is known as Inflation. History! If we go all the way back, & discuss 'bout the evolution of money then we'll get the Barter System as the very first means to Exchange/let people buy anything they desired. So, Barter System was kind of like— one person who have a bag of rice & wants a pair of shoes then that one person have to find someone who is willing to giveaway a pair of shoes for a rice bag. By just thinking a bit 'bout the Barter System.... you may have already realised, that this wasn't the best way out there to exchange/get things one wanted. You know it wasn't that accurate & infact, it was very difficult to find such people who were giving away stuff in return of stuff one actually wanted & AT THE SAME TIME, the other person willing to take the same stuff provided by the individual in exchange of som thin

  What Does GDP Stands For? What Is GDP? (Basic Definition!) GDP stands for Gross Domestic Product. GDP is the total of all the goods & services provided within a specific time period (1 year). If we add all; goods, like— cars, bikes, clothes, etc. & services, like— doctors, teachers, nurses, etc.... produced within a year then we'll get a huge number & that number will be our GDP. Only the Domestic Products are added in the GDP's Calculation. What Is GDP's Use? Why Is It So Important? Does It Impact Us In A Way? If So Why & How?? Well, GDP basically tells how strong an economy is. The greater the GDP is, the more have the country produced in goods & services in a year.... Hence, that Country's Economy is Stronger. The GDP impacts us positively or negatively depending upon certain factors.... you know, if the GDP becomes negative or maybe if the GDP tends to decrease constantly then it may result in A Weak Economy, causing, recession &/OR Crisis&

  Everyone in Share Market comes with a motive of earning profit. Right? Actually, nobody at all is doing something for free. It always costs something. MONEY or TIME! Stock Exchanges & Depository Participant's play a very important role in the entire Share Market! Have you ever wondered how do they themselves make money? Let's find out: How Do DP's (Depository Participant's) Make Money? To those who don't know what is a Depository Participant than I'll like to tell you that DP's basically is something with which we can open our trading account. It can be a trading app or something like that which basically helps you to trade! So DP's have brokerage charges which they themselves are charged. & You know whenever you'll invest either in Intraday OR/& Delivery they have different charges set. This is an income source for them. Different DP's have different prices for each. So whenever we pay a commision our main motive is to earn more th

Today, there are several currencies used all across the world. Currencies of different countries have different values in comparison to one another. For instance, (now as of September 2021).... $1 = ₹73.62 €1 = $1.18 €1 = ₹86.97 £1 = ₹102.00 £1 = $1.39 C$ = ₹58.17 *I was just to mention a few (2-3) but I just can't run out of these Currency Comparisons so I mentioned some more!* Anyways, so if you are not familiar with other currencies then here are a few mentioned! Some Country's Currencies & Their Symbols! Have you ever wanted to know that why do currencies of different countries have different values? What if someday all currencies became the same in value? What'll happen to our life? What are the changes which we have to face? Let's find out the answers to some of the most asked questions, today! Let's see; What Makes Currencies Weaker &/OR Stronger? Well, today there are multiple factors which determines the worth/value of a Currency! Let's understa